What is your Identity Theft Prevention Plan?
Do you have a plan in place if someone opened up multiple accounts in your name? If identity theft has happened to you, do you remember how much time and energy you spent trying to clear your name? How many phone calls and forms did you fill out? Do you have time to simultaneously monitor your credit report and online records? Even if you have the time, do you feel confident that you’ve taken all the necessary steps to safeguard your personal information?
These questions are uncomfortable, yes, but so is being unprepared for identity theft. Thankfully, RMLEFCU members with Kasasa accounts, and even those without, are eligible to sign up for Kasasa Protect. Kasasa Protect is a comprehensive identity protection and restoration solution available for a low price of $8 a month for Kasasa accounts and $12 each month for non-Kasasa account holders.
How Kasasa Protect is like a Security Guard
Kasasa dedicates employees to monitor your credit card accounts and credit reports so they can immediately alert you to any suspicious activity. Kasasa Protect uses 24/7 Credit Monitoring to keep you informed of any changes related to:
- Loan data
- Inquiries about your credit history
- New accounts opened in your name
A unique feature is Kasasa Protect’s Monthly Credit Score & Tracker.
- Kasasa employees regularly review your credit score, helping you stay on top of your credit
- You can avoid the cost of pulling full credit reports
- Kasasa monitors trends over time to find out what is changing your score
How Kasasa Protect is like an Investigator
Kasasa performs Dark Web monitoring by scanning millions of international sources in real time. They also quickly pinpoint stolen data that could identify you, such as a social security number or medical identification numbers.
How Kasasa Protect acts as a Crisis Manager
Say you lose your wallet. Kasasa Protect steps up with their Lost Wallet Protection features:
- One convenient point of contact handles cancellation and replacement of all your important documents
- Restoration through Kasasa includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler’s checks
If your personal information is compromised, Kasasa acts as Crisis Manager with Identity Restoration. Their experts work to get you peace of mind, providing helpful advice and resolution services as soon as the fraud has occurred. Certified specialists file, dispute, and resolve issues with your credit card companies and can file fraud alerts, place credit freezes and notify authorities on your behalf.
Finally, Kasasa Protect understands you may be interested in the service and not interested in being locked into a service contract. No problem. You can enroll in Kasasa Protect contract free. Ask your RMLEFCU representative how to enroll or go online to put Kasasa Protect to work for you.