15 Dec

Member’s Choice Mechanical Repair Coverage. You need it, we have it.

mechanical repair picMany people believe that cars are more reliable these days than in decades past and that additional auto coverage is a waste of money.  They’re half right. Cars are built better and are infinitely more functional than in years past. As IHS Automotive recently reported, nearly 1 out of 4 cars on the road was built before 2000.

But consider that if you are keeping your car longer, the likelihood that it will need repairs will increase with time. Not to mention that more of cars have electronic parts that require additional attention, otherwise known as more expensive repairs.

You are a prime candidate for this coverage if:

  • You plan on keeping your new car longer than the manufacturer’s warranty – most common are three years or 36,000 miles or 5 years or 60,000 miles, whichever comes first.
  • You bought a used car and the factory warranty period is fast approaching its expiration.
  • You want to sell your car to a private party to get the most money and want to increase its appeal.

Luckily, RMLEFCU offers Member’s Choice Mechanical Repair Coverage with a laundry list of benefits:

A few highlights:

  • Rental reimbursement: up to $35 per day for 5 days.
  • 24-hour emergency roadside assistance: up to $100 per occurrence. Includes towing, battery jump start, fluid delivery, flat tire assistance and lock-out service
  • Travel expense reimbursement: up to $500 for lodging, food and rental expense when a covered breakdown or collision occurs more than 100 miles from home
  • Honored at any authorized repair facility in the U.S. or Canada
  • No out of pocket expense (except for any deductible)
  • Transferable: if you sell your vehicle privately, the coverage can be transferred (for an administrative fee), adding resale value and appeal.

Select from 3 levels of coverage: Silver, Gold and Platinum. Platinum, the highest, covers ANY breakdown as long as you perform normal maintenance.

Car repairs can be crippling to your budget, but you can purchase piece of mind with Member’s Choice Mechanical Repair Coverage. Talk to a RMLEFCU member representative today to find out more.